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The answer is “Yes.” You don’t have to lose your home in bankruptcy. I’ve done loans for many clients who kept their homes through bankruptcy. But they kept their mortgage payments current, or close enough to current. The condition that causes you to lose your property is called foreclosure. The specifics vary from state to state, but here in California, the lender has the option of marking you in default when you are 120 days in arrears on your mortgage. Default causes you to lose some ri

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Random Feed wrote an interesting post today on
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In response to my posting on “‘A Distributist View of the Global Economic Crisis’: A Report,” several people asked for more specifics regarding the popssible shape of a contemporary Distributist public policy agenda. My address to the conference summarized such an approach, and follows:….. “SERVILE WORLD: HOW ‘THE BUSINESS GOVERNMENT,’ ‘THE LOATHSOME THING CALLED SOCIAL SERVICE’ AND OTHER DISTRIBUTIST NIGHTMARES ALL CAME TRUE” A Lecture by

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Random Feed wrote an interesting post today on
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(Story originally published on 5/18/09) UPDATE1: As reported by the Arizona Republic , “Federal officials on Monday reversed an earlier decision to allow first-time home buyers to use an $8,000 tax credit to borrow the down payment on a home.” Since the Republic was the only news source we could find that was publishing this “new” information, we contacted the reporter for more specifics, and are currently awaiting a response. When we find out more, we will be sure to let you k

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Random Feed wrote an interesting post today on
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(Updated with additional specifics on total unemployment, industries impacted and employers who are hiring.) Unemployment in Orange County jumped to 7.8 percent in February, a 20-year high, reported the state Employment Development Department Friday. Employers cut payrolls by another 1,800 from January to February for a total loss of 72,300 jobs in the past year. There are now a record 128,300 people officially unemployed here. The previous high was 101,400 in July 1993 when unemployme

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