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Even including the attempts by the government to slow down foreclosures through programs aimed at modifying the terms of loans, mortgage defaults continue to grow, according to a report from, RealtyTrac, a real estate data company. “Rising unemployment and a new variety of mortgage resets continue to gradually shift the nation’s foreclosure epicenters in the third quarter away from the hot spots of the last two years and toward some metro areas that had avoided the brunt of the first foreclosu

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by Tally Xyssion Interest rates on mortgages and loans are extremely low. These rates are the lowest they have been in decades. Along with this low interest rate comes colossal opportunity for owners of real estate to reduce their principal and interest payments. Determining whether or not it makes sense to refinance is dependent on your unique situation, as well as if you can save enough money through the refinance to justify the expense. The analysis is a relatively straightforward, but you

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Easy access to funding is leading developers to take advantage of the government’s stimulus plan which has lead to an increase in the purchase of residential plots in Beijing of 52%. Residential sales in china are up 70% year on year and mortgage loans are up 94% during this same period. The business climate in China is also on the way up by 8.5 points in the third quarter from the previous quarter. China Housing & Land Development is the first and only Chinese real estate develo

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In Orange County, banks can make loans up to nearly $730,000 and sell them to government-controlled mortgage giants Fannie Mae and Freddie Mac or get the loans insured by the Federal Housing Administration. In less costly areas the limit is $625,500. But the bigger limits expire on Dec. 31. The Fannie/Freddie limit used to be $417,000 and the FHA limit was lower than that. The Mortgage Bankers Association, the National Association of Home Builders and the National Association of Realtors sen

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